r/squatting • u/2006-helhcaht-300 • Oct 27 '24

Floridian mom needs help gaining ownership

I am looking to become a homeowner of my “baby fathers” abandoned home so for context i lived there since I was 15/16f he’s 50m. I’m 18 now The house is getting substantial mold damage by the week because he broke the windows and the utilities cut.

He has since abandoned his entire family and probably won’t be coming back in fear of life in prison and deportation.. I doubt he is making his mortgage payments and paying taxes and the house is just sitting there. P.s he is married but separated there’s 2 names on the deed I’m assuming. Idk if that helps

How do I go about paying taxes, bills etc what are the steps. Do I start to invest in fixing it to make it live-able again. I have a baby and I’m homeless atm. It’s a great family home I just need advice thx.

I’m not currently staying in the house anymore because of the health hazard but I want to start living in it again.

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u/JadeEarth Tenant Oct 27 '24

There may be a way to do this with a lawyer (free-ideally). If you were under 18 and unmarried to this person, this may be described as statuatory rape, in which case you could reach out to FL Council Against Sexual Violence (888-965-7273 - info line). Even if it isnt statuatory rape, it may have been abusive, and you can still call them. They may have some suggestions of social services available for you. Maybe more directly, you could also try calling a Housing Rights Legal Aid organization, such as Broward Legal Aid (954-736-2427) and ask about Home Title Securement and Foreclosure Prevention - of course if you're not in that county, hopefully they can direct you to a local organization that can help.

All that said, squatting may end up being less expensive, but also more risky. I really hope you can find someone who knows about this process in your area, but remember you can call those organizations without disclosing your ID or location and just ask questions.

I am sorry you endured this and I hope you find the support you need.

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u/2006-helhcaht-300 Oct 27 '24

Should I call his bank and ask questions, I have the account number the house is mortgaged on. Also thank you

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u/allthewayupcos Oct 29 '24

Don’t call the bank and ask them anything unless your name is on that account. You will regret it.

Your best bet is to look around the house for the mortgage bill , and other bills or check his emails. The only thing you need to worry about is if $ is in the account for the amount the mortgage.