r/personalfinance Jan 31 '24

Husband died yesterday

My (38F) husband (37M) died yesterday morning and we are making all the arrangements for him. My question is about his benefits and life insurance which is tied to his job.

How do I go about letting his employer know that he passed? Once they know will they take away the life insurance policy? I had just called them the day before to request leave of absence for him so now I have to call them back.

This is all new to me so I have no idea how to handle my new financial life. He was the main breadwinner so I will need the money for me and my daughter.

For context we live in Florida but his employer is a large healthcare company.

Also any advice you all have for me? I want to make sure I do this right because I don’t want to struggle in top of dealing with the grief and pain this is causing me.

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u/Ambitious_Concept515 Jan 31 '24

Larger companies have pretty good HR standard practices set in place for this. It might feel cold to deal with, but they’ll move you through the appropriate channels pretty smoothly. Touch base with HR, or their manager can get you in touch with the correct HR person or department. I’m so sorry for your loss. Best of luck to you in everything.