r/personalfinance • u/Practicalbeaver • Mar 03 '23

Check your pay stubs! Employment

I feel like this should go without saying, but it always amazes me how many people I see on here who run into problems because they never check their pay stubs. I’m getting my annual bonus paid out soon and I realized the amount listed on my pay stub was wrong. The CFO had calculated the bonuses incorrectly for anyone who got a mid year raise last year.

I would’ve been shorted $500 if I hadn’t double checked the math.

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u/thedude_CT Mar 03 '23

tobacco surcharge

Apparently companies in USA can charge you more for health insurance if you admit to smoking tobacco

108

u/DickButkisses Mar 03 '23

They do it the other way around usually, I’ve never seen it as a surcharge but rather a “tobacco-free credit.” One company required blood work done to verify! It was part of a larger “health analysis” that was private between you and your doctor, other than the “hey this guy vaped nicotine once this month because his sister said omg try this it tastes like strawberry shortcake! So now he has to pay more for healthcare for a whole year” thing they do.

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u/ZucchiniInevitable17 Mar 03 '23

I have to pay around $15/week for being a tobacco user, I looked into changing it since I switched to vaping and to change it you have to have been tobacco free for 6 months and vaping counts as smoking tobacco. The penalty for lying is termination.

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u/YondaimeHokage4 Mar 03 '23

For the record, they legally have to provide a free smoking cessation program. Once you complete the program they have to refund the surcharge back to the start of the year and stop forcing you to pay the surcharge in the future. Even if you fail to quit smoking they still have to refund you.