Or he over-drafted an account, skipped out on paying them back, and they blacklisted him.
As a result, no other bank is willing to open an account with his name on it, since he still owes the funds to another bank.
When I moved from FL to Texas, I apparently had a small fee that was owed to the bank in FL when I closed the account that I didn't know about.
Talking under $5.00.
The bank in Texas closed my account and mailed me the balance of the account as a bank check.
They were unwilling to do any business with me since I owed money to another bank.
I contacted the other bank, found out the balance due, mailed them a money order, they mailed me back a statement saying the owed funds had been cleared.
I had to find another bank to open a new account with.
The bank that closed my account in Texas? Wells Fargo.
I have refused to have any dealings with WF since that time (1995).
That fucking sucks. But credit unions are still an option, and I still think he could find some shitty bank that would take him. It's not like he's running a weed store.
If he's ineligible to open an account at a bank due to account abuse he is likely also ineligible at a credit union. Just because they are community focused doesn't mean they don't have to follow regulations.
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u/StarWars_and_SNL 1d ago
Here’s your sign.