r/AusFinance • u/Lucky-Pear-906 • 5h ago

Places to use AMEX without a fee Lifestyle

Hey all

Im new to AMEX and looking for places/types of places that take AMEX without charging a fee.

Seems like everywhere slaps on an extra fee besides supermarkets & retail shops like myer/david jones.

TYIA! :)

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u/j_flaherty 5h ago

For online most places accept PayPal and PayPal lets you add an AMEX card to be your preferred payment method so that’s an easy workaround for most places

2

u/Lucky-Pear-906 4h ago

oh wow didnt know that, quite the workaround thanks!

1

u/Lucky-Pear-906 4h ago

do you usually cop the amex fee when purchasing things that charge a reasonable amex fee or do you always avoid using amex when providers charge a fee? (i find most around around 1.3-1.5%

2

u/tsla420c 4h ago

Anything under $100 I don’t think twice about a fee (unless it’s ridiculous and over 3%). Anything over and 1.5% is the upper limit of what I’ll accept as a surcharge.

Sub 1% fee is nice since at 1 cent per point but earning 2.25 points per dollar it more than pays for itself. 1.5% surcharge is the break even on my card.