Saved my first $5k at 26 pls clap 🥹

[u/k1ranell]

I also have some $820 in acorns and <$1500 in a rollover IRA I have yet to move to a ROTH but putting it off for tax/wuss reasons. However, I have $772 in CC debt. But a win is a win, I can pay it off with time 😁

Gonna try to save $10k next year

[u/NarrowMonth8202]

Make payments on monthly. Do you mean you pay off the statement balance each month in full otherwise how are you not paying interest (aside from a zero apr card).

If you have the cash to there is no reason not to pay off the full statement balance each month.

[u/Skylon1 → u/NarrowMonth8202]

Yes I pay the statement balance in full, and usually some stuff that’s not on that statement will be there that just goes over to the next pay period and so on that isn’t due yet.

[u/No_Veterinarian1010 → u/Skylon1]

That’s not carrying a balance then and it’s how you are “supposed” to use a credit card

[u/Skylon1 → u/No_Veterinarian1010]

When I say carry a balance I just meant the new stuff that’s not in the previous statement stays there. Sorry if my terminology isn’t accurate.

[u/NarrowMonth8202 → u/Skylon1]

No worries I just want to be clear for the OP.