r/personalfinance • u/wakka54 ​ • Jan 19 '22

A driver destroyed my parked car and their insurance has been giving the runaround for weeks - what do I do? Insurance

The other cars insurance (Farmers) said they accept responsibility but not much else, and have left my car in paid city street parking, leaking oil, both axles snapped in half. It's only a matter of time until parking tickets and a $600 tow to impound occurs. I've missed days of work and have to get rides to work from friends. I only have liability insurance (AAA), so when I called my insurance they said they couldn't help whatsoever.

I feel like Farmers is ignoring me as a bullying tactic before lowballing some settlement, hoping I'm exhausted. I don't know what to do.

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u/daiwizzy ​ Jan 20 '22

Op is saying his insurance paid out on his car and subrogated the other carrier. I never heard of a carrier doing this without comp or coll.

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u/[deleted] Jan 20 '22

I think OP was saying his co said they wouldn't help because they only had liability.

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u/daiwizzy ​ Jan 20 '22

I’m referring to Michael the great saying his insurance paid for his vehicle and then subrogated the other insurance company despite not having any first party insurance. Which is odd.