r/personalfinance • u/daniellita2011 • Jan 31 '24
Husband died yesterday
My (38F) husband (37M) died yesterday morning and we are making all the arrangements for him. My question is about his benefits and life insurance which is tied to his job.
How do I go about letting his employer know that he passed? Once they know will they take away the life insurance policy? I had just called them the day before to request leave of absence for him so now I have to call them back.
This is all new to me so I have no idea how to handle my new financial life. He was the main breadwinner so I will need the money for me and my daughter.
For context we live in Florida but his employer is a large healthcare company.
Also any advice you all have for me? I want to make sure I do this right because I don’t want to struggle in top of dealing with the grief and pain this is causing me.
31
u/thefirebuilds Jan 31 '24
the other option is to move to a new place, start your grieving, and then continue to contemplate your grief for the rest of your time in the new place. Additionally, add to your existing trauma by doing another traumatic thing - moving your family and all your shit, plus add a huge financial burden. Take the year to grieve. Appreciate that place for the positive memories with your person. Then when your legs are back under you start considering what the future looks like.
It's not something I just thought up, it's reinforced over and over by people who have been through it (me, others here), and professionals in the space.