Noticed na very uncommon ang finance niche na work here

[u/StageLegal1762]

Searched through this subreddit and I noticed na very few lang ang may posts tungkol sa finance industry. Is it hard to get in this niche? I am a finance graduate and I've been searching for stories/experiences about this pero wala ako masyadong nakikita haha.

To the people working in this industry, what's your story?

[u/DirtyMami]

I work in Fintech, if that counts then my story is that I was referred to this industry. I'm in IT and before I worked in the publishing industry and worked in a software house.

Joining Fintech is my biggest break.

I was able to live alone at the age of 27 in a studio. I was able to travel to many places, local and abroad. I got invited to work in Sydney for a while. Met my wife in this industry. My current salary puts me in the upper class bracket (non managerial)

Not many people know that Fintech is one of the highest paying industries. Fintech is the second industry where most IT people flock as per SO survey (first is Tech like Microsoft, Facebook, Apple)

[u/oxinoioannis → u/DirtyMami]

Shit, what fintech am i in then? 😩

[u/choosingmyself2020 → u/DirtyMami]

would you say that it’s worth pivoting to fintech? i’m 27, currently a content producer/writer for a tech company but formerly an english teacher at an exclusive private high school. i’m not sure content is for me anymore, at least professionally. i think i want a more stable day job and to write as my hobby. isn’t the market too saturated and competitive now?

[u/visualmagnitude → u/choosingmyself2020]

Sorry. Not to appear to gatekeep, but fintech is tech. So if you want to really work on that industry, you have to start from a tech background, which means you either become a SWE, DevOps, or Solutions Architect or similar. On a managerial level, it's either a PO or a business analyst.

If none of those are your cup of tea, the next closest one would be working in operations as Service Delivery. And that has its own niche in itself.

Source: I'm a lead SWE in a fintech firm and has been in the tech industry for 14 years.

[u/choosingmyself2020 → u/visualmagnitude]

not sure i got my point across but yeah this is exactly my question! is it worth it to pivot and work on having that same background at my age?

also wdym by “gatekeep” HAHA colloquially, gatekeep means to keep your favorite perfume a secret under the impression that it is scarce and it’s one of the only things that make you stand out. do you mean the same with your tech background?

[u/visualmagnitude → u/choosingmyself2020]

Ah ayaw ko lng mamisinterpret na pineprevent namin makapasok iba sa industry namin (gatekeep). Haha

Pero anyway circling back to your main question. Depends how old you are now and if you can afford to start from the bottom as in entry level. This means it won't necessarily be a fintech industry right off the bat.

Also, manage expectations. Entry level and junior positions are mostly either underpaid or below the 6 digit dream. Your accelatation to become a senior to lead at least in an SWE role depends on how good you are too.

Can't speak for DevOps pero I think mas malaki offer s kanila since mas onti ang supply kesa sa demand for them. But these days, openings look for a mix of both. A SWE with either Azure or AWS background.

It's up to you tlg if it's worthit. And learning in tech never stops so you have to be prepared to always be up your toes.

[u/StageLegal1762 → u/DirtyMami]

Congrats! I've read about the career you'd get if you were in fintech and damn, I wished I was in a coding related course in college haha

Wish you more success!

[u/Striking-Yogurt-7877 → u/DirtyMami]

Sa mga nasa fintech, ano po tech stack nyo. Palapag naman. Hehe 😄

[u/Due-Helicopter-8642 → u/[deleted]]

Hindi naman Fintech ang Macquarie. It's a bank based in Au that provides traditional and investment banking services

[u/Virtual_Section8874]

Hi! I have Finance as my niche dumaan na ako ng American Express back office, Warehouses, Financial Consultancy, Emerging Markets, BCP.

And i will say na eto pinaka gusto ko talagang line of work kasi tahimik and gagana talaga isip mo.

Sobrang at peace ako sa work ko dahil mag isip lang ako. It’s me and excel against the world.

[u/Local_Competition_99 → u/Virtual_Section8874]

Ano po specifically ginagawa nyo? Mga budgets, forecasts?

[u/Virtual_Section8874 → u/Local_Competition_99]

more into forecasts ako now sa isang work ko, sa isa naman billing for utilities

[u/Appropriate_Walrus15]

Uncommon kasi madalang corporate employees dito tapos halos lahat ng finance work corporate. Kala kasi ng mga tao sa freelancing ang hayahay na buhay, di nila alam pag corporate mas ok basta makahanap ka lang ng matinong company na work from home. Maski wala ka ginagawa minsan, wala ka takot na mawalan ng trabaho anytime.

[u/Appropriate_Walrus15 → u/[deleted]]

I don't want to share my company sa reddit, pero sobrang ok sya kasi ang babait ng kawork tapos enjoy pa ang work 😂 Wala iniisip na problema, tapos ang daming leave credits 😛

[u/Appropriate_Walrus15 → u/[deleted]]

Ano ba natapos mo at ano previous experience mo? May bakante kami pero di ko sure if swak sayo.

[u/Appropriate_Walrus15 → u/[deleted]]

Nice CPA ka pala so sobrang swak. Hanapin mo lang google finance remote jobs then apply ng apply. Ganda naman experience mo. Good luck bro kaya mo yan.👍

[u/visualmagnitude]

Akala ko nga etong sub n to eh pang VA lang. Kase yun lagi ang main threads dito n feel ko dapat palitan n ung name to VAPH or something. Lol

Anyway, as to your question. If by finance niche you mean fintech, madalang yun dito since mostly freelancers at VAs ang andito s sub n to.

Finance industry in general is corporate. You probably have more chances seeing fintech threads in r/pinoyprogrammer than in this sub. I observed na mostly ng mga tao dito came from a CSR background and jumped to doing VA kaya malabo tlga.

[u/StageLegal1762 → u/visualmagnitude]

Finance niche doesn't necessarily mean fintech. It could also be credit analyst, accounts payable/receivable clerk, financial analyst, etc. There is more to finance niche than just being a fintech industry in terms of remote jobs. I do agree na mostly it is a corporate job, but I think there are still opportunities for remote work pa din. Thank you for your insight!

[u/visualmagnitude → u/StageLegal1762]

Yeah and thanks for clarifying. There sure is remote work for it. Pero it will most likely be a corporate job, still. Thing is this sub is mostly freelancers e kaya wla dn tlg mshdo related posts for it.

[u/False_Wash2469]

Marami kami, busy lang kaya wala masyadong post dito hahahah. O baka nangge-gate keep yung iba 🫣

[u/NectarineJazzlike324 → u/False_Wash2469]

Busy mag gala gala HAHAHAHAHAHA

[u/visualmagnitude → u/False_Wash2469]

Di naman sa nang ge gatekeep ano... pero pakiramdam kse dn namen walang may interes dito kse wlang msyado makakarelate. Fintech is tech, and tech is largely still corporate. And tech mostly requires proper educational background in software as a whole. Hindi siya simpleng self learned skill (although that is possible). Mas marami lng tlg tyo ngayong WFH setup.

Similarly, hindi rin tyo maka relate sa iba dito sa complaints nila sa WFH kse madalas immediately attributed s sub n to na kapag WFH e freelancer ka, ergo VA ka, ergo matic may timetracker ka. Wala naman ganun satin. Hehe

[u/Due-Helicopter-8642]

I work in finance for over 10 years started as callcenter agent for their creditcards, chatgeback ng debit cards hanggang sa napunta sa investment banking operations. Naging analyst handling derivatives and securities settlements napunta sa client management now project manager.

Maraming financial companies both local even BPO, premium ang sweldo lalo na if mapunta ka sa investment banking. Also eto rin ung pwedr kang mag-OFW na sponsor ng company basta may opening sa ibang city locations. I have colleagues who moved to swiss, london, aussie, hk and and sg to name a few. Now, im.egging to move sa Sg or HK kasi nga naman same job pero 5x the salary tapos continued tenureship lang better benefits

[u/Old_Bumblebee_2994 → u/Due-Helicopter-8642]

Ano pong college degree niyo?

[u/Due-Helicopter-8642 → u/Old_Bumblebee_2994]

Economics

[u/lurkernotuntilnow]

I feel like mostly sa finance remote workers don’t have qualms about their job? Tamang excel at analyze lang ng reports. Pag tapos na and wala na need si client saktong chill nalang. So ano ipopost? Haha

[u/Technical-Cable-9054]

I'm a Financial Analyst. Galing ako sa corpo tas nagfreelance, napunta sa FinTech. Nung nasa corpo ako, niche ko talaga ay gumawa ng analysis ng mga publicly traded companies na nagrerelease ng financial report. Sinesend namin sa mga investors, US market ang inaanalyze ko. Tapos, nakakita ako ng direct client na naghahanap ng same position sa Upwork, kaso Aussie market naman. Maayos ang buhay ko dun, yung ang start ng freelance life ko. Kaso nung nagka economic crisis sa AUS natanggal din ako. After nun, never nako nakahanap ng Financial Analyst job as a freelancer, yung about sa stock market. Puro about crypto ang hiring so sinubukan ko, kaso puro Technical Analysis at price prediction halos. Ayun nag upskill ako at gamay ko na both Fundamental and Technical, pati mga economic analysis. That's my story.

[u/StageLegal1762 → u/Technical-Cable-9054]

Uy, I've done lots of financial analysis when I was in college, publicly traded companies ng PH and USA. Sobrang taas ng process sa pag-gawa haha. Thank you for sharing and more success po!

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[u/CuriousXelNaga]

Honestly 8 agree sa mahority ng comments rito na more on corpo ang finance. Naghahanap rin kasi ako nuon pero yeah it makes sense na limited ang jobs like financial manager or controller.

Nakikita ko halos related sa content creation

[u/Longjumping-Bat-1708]

Mas valued kasi ng Western countries ang creative work.

Kung finance ka naman eh mas okay sa Ph ka na mag work. Okay ang salary dito sa finance industry eh.

Complete pa SSS, PH at PAG-IBIG mo. May medicare or intellicare ka pa.

May pa bonus pa quarterly or May ibang benefits.

Kaya kung yan industry mo, I suggest don't look any further because the grass is green for that industry in our country.

[u/atribida2023]

I work in finance but more fin-comm if there is such a thing. So it’s a full time corporate job - I work directly under the cfo - you can call me a human ChatGPT for numbers 😅😂 but I do have both actual comm and tech foundations/bsckground

[u/Yoru-Hana]

Dito ka maghanap. Marami dito https://www.reddit.com/r/AccountingPH/

Sakin is nirefer lang. Parang corpo din pero wfh. May perks din .

[u/Personal_Wrangler130]

My niche is indirect tax. Very bihira lang client's pero okay ang pay. Medyo deadline heavy kasi nga may due date ang tax filing at nakakapagod HAHAHA

[u/denryuu02]

I think not much posts kasi hard to breakthrough. Madami opportunities for finance roles, there are always people and businesses looking for help doing the calculations & analysis, lalo na mga startups. Although it is not easy to penetrate for less experienced people, most clients are looking for those with track record (5-10 yrs exp, or MBA or worked in a well-known firm) since mataas competition from freelancers na Indians, Europeans, and other Asia/ASEAN. Fields na usual may work is investment banking, corporate finance, or FP&A.

P.S. I've been in the finance industry for 10+ years (corporate) and have just transitioned to full consultancy/freelancing in the last 1-2 yrs.

[u/denryuu02 → u/denryuu02]

My advice is get some experience first, maybe 1-3 yrs in an investment bank (BDO, BPI, FMIC, etc) and/or accounting/consulting firms (PWC, Deloitte, EY, KMPG), learn the industry, and then try to find some part-time clients. Thats what I did first, having FT job then doing the part-time at night and weekends (for 1 yr), then once youve built the track record and get the hang of dealing/negotiating with clients, madali na makakuha ng work.

[u/Familiar-Mall-6676]

I work in the cryptocurrency space (finance space), specifically in blockchain development, and honestly, it’s been a game-changer for me. I started as a finance graduate with zero coding experience but got super curious about crypto. I dove into online courses on blockchain and smart contracts, and within a year, I landed my first job at a crypto startup.

Now, I work for a big crypto exchange, earning way more than I ever thought possible. It’s let me pay off loans, invest in properties, and even travel a ton. The work is super dynamic—one day I’m building DeFi platforms, the next I’m tackling security issues. The best part? I’ve met some of the most innovative people in this space, and the opportunities just keep coming.

Crypto’s still growing, and yeah, it’s risky, but it’s also insanely exciting. If you’re even a little curious, start learning about blockchain and smart contracts—you never know where it might take you

[u/OWWWWSHHHII]

Corpo (fintech) + freelance (bookeeper) onlooker lang at chisms lng kami madalas

[u/ramonvaljr]

Finance Niche with direct client here, tamang update lang of all the financials from Publicly listed companies Globally every Quarterly Earnings from Financials, formulas to DCFs, monitoring trends, market share etc.

I barely see any VAs in Finance Niche lol

[u/Historical-Shirt2673]

Bruh, we don't do finance here. We gamble our way to freedom.

[u/Electrical-Draft6578 → u/[deleted]]

Sungit naman ng sagot nito.

I get ung question ni OP, ung sa finance kasi

1) possible marami silang funds, so they will get bigger companies, they might not mind the cost of employees 2) risky and so they will need more trust and transparency 3) more complex needs

Whereas a lot of VAs probably support operations, admin and marketing, very minimal on finance aspect.

[u/Electrical-Draft6578 → u/[deleted]]

Ang question was bakit wala masyadong finance kasi ung VAs di ba pwedeng magwork sa iba ibang industry like service, IT, pharma/medical, marketing companies and others. :)

[u/DirtyMami → u/[deleted]]

Di ba buhay digital ito? Di naman buhay finance? Maybe you are in the wrong sub reddit?

OP is asking for people who work in the Finance industry. I do. r/buhaydigital caters to all industries, so we expect that "some" do work in Finance.

[u/Bungangera → u/[deleted]]

Bobita! Niche ang tinatanong ng OP, hindi pangalan ng subreddit. I wanna feed some information in your ignorant brain na Finance ay isang niche, similar to IT, customer service, etc.

Wag kang biitchesa dzai kung ayaw mo sampigain ko fezz mo.

[u/Winchxz → u/Bungangera]

Natawa ako sa "Bobita!" Then saw your username "Bungangera" HAHAHA it is literally cracking me up ATM.

[u/StageLegal1762 → u/Bungangera]

Chill lang po haha. We don't need to engage with negativity kase it would just make our day bad just as theirs. ;)

Thank you tho lmao

[u/DirtyMami → u/[deleted]]

🤡

EDIT: For those who don't know, the person above was being a dick, got called out, edited all their comments to appear friendly. Now they are saying stuff like "spread the love" and try to appear victimized. 🤡

[u/Electrical-Draft6578 → u/Bungangera]

Very well suited lols 🤣

[u/DirtyMami → u/Bungangera]

Nice name by the way.

[u/Bungangera → u/DirtyMami]

👸🏻

[u/DirtyMami → u/Bungangera]

💅👑

[u/StageLegal1762 → u/[deleted]]

HAHAHA

[u/StageLegal1762 → u/[deleted]]

sige bro edit mo lang comment mo para malinis tingnan HAHAHAHA

Edit: with Chatgpt pa talaga ha

[u/DirtyMami → u/StageLegal1762]

Gumamit pa sya ng ChatGPT - Di pa kaya ng bata.

May resibo naman sya sakin.